Advansys ePayments is the simplest and cheapest way to accept credit and debit card payments online. All that's needed to use the ePayment Gateway is a Merchant Account from any major UK acquiring bank. Advansys ePayments is closely integrated into the Advansys ecommerce platform resulting in a single point of contact for any queries without the need to get other third parties involved saving time and money.
ePayments supports the online processing of the following card types:
| supported card schemes | included |
| Mastercard | ![]() |
| VISA | ![]() |
| VISA Delta | ![]() |
| VISA Purchasing | ![]() |
| Switch/Maestro* | ![]() |
| Solo | ![]() |
| American Express | Optional |
| Diners Club | Optional |
| VISA Electron | Optional |
| GE Capital | Optional |
| Laser | Optional |
* UK Co-branded Switch Maestro cards are fully supported. UK and International Maestro branded only cards require enrollment in 3D Secure. Please note the type of cards you can accept is dependent upon your merchant account.
ePayments has the following main features:
| payment gateway features | included |
| Virtual Terminal | ![]() |
The ability to take customer orders and payment via the telephone |
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| Inline solution | ![]() |
The customer does not move away from your website when the processing of the credit card takes place. This instils confidence in the customer and gives your website a corporate look and feel |
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| Funds - when will I get them? | ![]() |
All funds are transferred into your account from Advansys ePayments within 24 hours (the timescales for when the bank releases these funds depends on the bank you use) |
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| Transaction Request Summary | ![]() |
The ability to see all transactions filtered by card and date interval |
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| Transaction Request Results | ![]() |
The ability to drill down on individual transactions to see which were successful and which were not successful |
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| Transaction Request Responses | ![]() |
The ability to see where the transaction failed, CV2 and AVS checks |
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| Transaction Management | ![]() |
Ability to cancel and refund a transaction straight away |
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| Daily Summary Report | ![]() |
A report that includes successful order values and refunded orders |
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| Monthly Summary Report | ![]() |
A report that includes number of successful transactions and order value |
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| Fraud Screening (standard) | ![]() |
AVS(Adress Verification Screening) - allows you to check the cardholder's billing address with the card issuer |
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| Fraud Screening (standard) | ![]() |
CV2(Card Verification Value) - allows you to check the additional 3 digit security code found on the back of the card |
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| Fraud Screening (additional) | ![]() |
VPDQ(Verified Payment Data Query) with Third Man - advanced fraud screening for card holder not present(CNP) |
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| Fraud Screening (additional) | ![]() |
3D Secure – advanced fraud screening for CNP |
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| PCI DSS Compliant | ![]() |
Advansys ePayments is compliant under the Payment Card Industry Data Security Standard ensuring that your customer details remain secure throughout the order transaction. We do not store any credit card details in our systems for extra piece of mind. |
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Advansys ePayments supports all major UK acquiring banks, namely:
To use the payment gateway you simply need to obtain a merchant account merchant id with one of the above banks. Advansys can assist in this process if required.
Advansys ePayments is an affordable "inline" payment processing gateway consisting of two elements; a monthly service fee and a low fixed rate cost per transaction processed. Unlike other payment gateway solutions we do not charge based on a percentage of the transaction amount.
| epayments pricing | cost |
| Service Fee (per month) | £20 |
| Transaction charge (per authorisation) | 20p |
| Amex, Electron, Diners, GE Capital, Laser (per card type per month) | £10 |
| Additional currency (per month) | £5 |
| 3D secure setup (one off) | £100 |
| 3D secure integration for ePayments | £195 |
All rates are based on GBP currency processing. ePayments supports payments in up to 120 currencies worldwide with settlement available in 13 currencies.
Advansys has put together a guide to 3D Secure which explains the issues that need to be addressed by all merchants processing card transactions. Changes came into effect on 01 July 2007 for Maestro credit cards so its important for merchants to ensure compliancy.
For more information on payment gateways contact us

Written by: Richard | August 25th, 2009
Accepting card payments over the internet is one of the fundamental aspects of an ecommerce solution. Strangely it is also one of the most difficult and trying parts of setting up your own internet business. Many entrepreneurs resort to providing payments solely through...
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